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1.
Category: Television Guide
14 Aug 2018 posted by   MapleDoll
2.
Category: Television Guide
13 Aug 2018 posted by   DisDos
3.
Category: Television Guide
07 Aug 2018 posted by   MaayBoli
4.
Category: Television Guide
06 Aug 2018 posted by   DesiMaal
5.
Category: Television Guide
31 Jul 2018 posted by   OneBlogUser
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Category: Television Guide
30 Jul 2018 posted by   ScrollMaster
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Category: Television Guide
24 Jul 2018 posted by   MeraDesh9
8.
Category: Television Guide
23 Jul 2018 posted by   NordDeva
9.
Category: Television Guide
17 Jul 2018 posted by   DisDos
10.
Category: Television Guide
16 Jul 2018 posted by   DesiMaal
11.
Category: Television Guide
10 Jul 2018 posted by   NordDeva
12.
Category: Television Guide
09 Jul 2018 posted by   DesiTadaka
13.
Category: Television Guide
03 Jul 2018 posted by   PuneriTadaka
14.
Category: Television Guide
02 Jul 2018 posted by   FukatChambu
15.
Category: Television Guide
26 Jun 2018 posted by   MeraDesh9
16.
Category: Television Guide
25 Jun 2018 posted by   Fine4Mera
17.
Category: Television Guide
19 Jun 2018 posted by   ScrollMaster
18.
Category: Television Guide
18 Jun 2018 posted by   MumbaiMan
19.
Category: Television Guide
12 Jun 2018 posted by   OnceUpone
20.
Category: Television Guide
11 Jun 2018 posted by   1Number
21.
Category: Television Guide
05 Jun 2018 posted by   KooliNo13
22.
Category: Television Guide
04 Jun 2018 posted by   DesiTadaka
23.
Category: Television Guide
29 May 2018 posted by   DesiMaal
24.
Category: Television Guide
28 May 2018 posted by   MeraDesh9
25.
Category: Television Guide
22 May 2018 posted by   MapleDoll
26.
Category: Television Guide
21 May 2018 posted by   KataKir
27.
Category: Television Guide
15 May 2018 posted by   DailyCrawler
28.
Category: Television Guide
14 May 2018 posted by   DesiTadaka
29.
Category: Television Guide
08 May 2018 posted by   DailyCrawler
30.
Category: Television Guide
07 May 2018 posted by   DesiTadaka
31.
Category: Television Guide
01 May 2018 posted by   ScrollMaster
32.
Category: Television Guide
30 Apr 2018 posted by   MapleDoll
33.
Category: Television Guide
24 Apr 2018 posted by   LoveDaFunda
34.
Category: Television Guide
23 Apr 2018 posted by   iLove
35.
Category: Television Guide
17 Apr 2018 posted by   KooliNo13
36.
Category: Television Guide
16 Apr 2018 posted by   JellyBelly
37.
Category: Television Guide
10 Apr 2018 posted by   EnterOne
38.
Category: Television Guide
09 Apr 2018 posted by   LoveDaFunda
39.
Category: Television Guide
03 Apr 2018 posted by   DailyCrawler
40.
Category: Television Guide
02 Apr 2018 posted by   MazaBana
41.
Category: Television Guide
27 Mar 2018 posted by   OneBlogUser
42.
Category: Television Guide
26 Mar 2018 posted by   MumbaiMan
43.
Category: Television Guide
20 Mar 2018 posted by   KooliNo13
44.
Category: Television Guide
19 Mar 2018 posted by   iLove
45.
Category: Television Guide
13 Mar 2018 posted by   LoveMeOnce
46.
Category: Television Guide
12 Mar 2018 posted by   OnceUpone
47.
Category: Television Guide
06 Mar 2018 posted by   OneBlogUser
48.
Category: Television Guide
05 Mar 2018 posted by   DesiTadaka
49.
Category: Television Guide
27 Feb 2018 posted by   MaayBoli
50.
Category: Television Guide
26 Feb 2018 posted by   FukatChambu
51.
Category: Television Guide
16 Feb 2018 posted by   DesiTadaka
52.
Category: Television Guide
15 Feb 2018 posted by   PuneriTadaka
53.
Category: Television Guide
14 Feb 2018 posted by   EnterOne
54.
Category: Television Guide
13 Feb 2018 posted by   1Number
55.
Category: Television Guide
12 Feb 2018 posted by   LoveDaFunda
56.
Category: Television Guide
06 Feb 2018 posted by   OneBlogUser
57.
Category: Television Guide
05 Feb 2018 posted by   KooliNo13
58.
Category: Television Guide
30 Jan 2018 posted by   DesiMaal
59.
Category: Television Guide
29 Jan 2018 posted by   Fine4Mera
60.
Category: Television Guide
23 Jan 2018 posted by   DesiTadaka
61.
Category: Television Guide
22 Jan 2018 posted by   DailyCrawler
62.
Category: Television Guide
16 Jan 2018 posted by   DesiTadaka
63.
Category: Television Guide
15 Jan 2018 posted by   MumbaiMan
64.
Category: Television Guide
09 Jan 2018 posted by   DailyCrawler
65.
Category: Television Guide
08 Jan 2018 posted by   MaayBoli

Finding Best Mortgage, It's an art !!!

by ExpertBlogger 17. October 2017 17:33

Getting a home is a dream of every living organism on the earth, be it an animal, a bird or a human being. This is a dream for a common man to buy a house for himself/herself and the family in today’s times when the rates of the property and the interests on the home loans are sky hiking. To get the best deal from the floating deals in the market is a big task for a property investor and to end up with a profitable deal that can ensure minimum interest rate. 

There are many pre requisites of striking a good deal in the home buying and selling market. The most important of which is the mortgage option that should be calculated appropriately before opting for it. Apart from this a good credit score, a reserved amount for the down payment and a good lender.

Let’s discuss some point which can be borne in mind before taking a step forward towards the dream property:

• A small down payment can suffice for buying the property, unlike the popular notion of paying 20% of the cost to the builder/owner which lenders mostly tell the buyers. For e.g. as part of rural development the US government zero-down mortgages in order to uplift the poor.

• The buyers who do not have a perfect credit score for buying the house can opt for government insured lending schemes.

• The lender’s job is to calculate the minimum reserve needed to qualify for a mortgage. A lender’s duty is to ensure that in order to make a down payment the buyer’s savings should not exhaust and there should remain some reserve for the times to come and contingency needs.

• If the credit score falls less than the 20 percent down payment amount then the buyer is asked to go for the mortgage insurance that may lead to higher payments for the property.

• The mortgage insurance is an overhead till the loan is paid. However to get rid of it one can refinance the load if he/she wants under certain special circumstances.

• During the mortgage the debtor will be asked by the lender to pay all the closing costs of the mortgage which will ensure into the low rate of interest, however in doing so the credit score of the debtor will go down and hence leading to the mortgage insurance. One should be careful in opting for all the options at the time of mortgage.

• To get a good mortgage deal the buyer/debtor should keep a low profile while the mortgage is being processed , being said that , all the credit cards / spending trends etc. should not be made or made only if absolutely necessary. During the lenders survey the spending activities of the buyer if surfaces, then the possibility of the mortgage to be nullified or get cancelled is higher.

• Another most important factor that people ignore is availing the veteran loan. Serving the nation or retired nationals both can avail the benefits on the mortgage under Veteran scheme.

• A good mortgage broker can give you a plethora of options to buy the best loan without being biased of his/her products. Go for a licensed mortgage broker, that can give you access to the maximum options in least time interval.

• In order to get a good credit score, one should start clearing his debts or any outstanding money to be paid before going for the mortgage. The ideal credit score of 700 credits gives a buyer an upper hand in buying a good loan. 

• With good credit score one should also focus on a fairly good cash reserve. A good cash reserve is measured in terms of the number of months one can make the house payment in cash. This will help in positioning the buyer in a better place to get the best deal on the mortgage.

• Never go for a mortgage without comparing it with other deals in the market.

• Lastly, try to figure out as for how long you’ll be in the house that you plan to buy. If in the long run one decides to sell it off then mortgage rates can be adjusted. The adjustable rate mortgages offer low interest rates and also low initial down payments. However, when the interest rates will start to leap, these ARM’s would create a problem to the buyer with increase costs on the loan.

One must be judicious in going for the perfect mortgage scheme based on his/her requirements and long and short term benefits, always look at your need and keep in mind demand and supply structure for your targeted areas.