Thinking about Investments? time to be serious!!

by iExpert 20. March 2017 12:16

It was normal day as usual and I read something on social media it was kind of funny but stuck in my mind somebody has wrote that, education, carrier, kids , progress, big house big dreams , who the hell discovered this , weren’t we happy in caves eating roots and staying happily with family , I laughed and told my wife , these people are crazy their thinking is beyond our imagination this was one side of thinking for that day but later somebody came to me and started discussing about the investments and securing your future when you grow older and suddenly  I started feeling that I am already old.

Oh my god, I am getting older and I have not planned my future yet. Is it too late, what should I do? Where should I invest? Who should I see? These question ghosted me as lighting strike the tree. I started running like chicken without head and asking bunch of question to everyone. Then I realize that nothing going to change overnight and there is never too late for anything, first I just have to relax and take a good finance advice. Now I don’t have that kind of money that I need any professional financial adviser but researching about knowing that where can I grow my money without risking my future is worth a try.

I am not always good at managing my money, I know fitty percentage of people are like me, oh my look I started talking about percentage and stuff. No , but on serious node everybody should be aware of some sort of investments that could be anything which will encourage you to save and use that money for some good purpose like kids college education or marriage and may be your long waited dream to have world tour.

Many people want to see their money every day because they feel that what if I need that money tomorrow, that means they always want money to be liquid but liquid money is dead money it does not generate any return, you can do CD’s but again those percentage and not that big you are just sitting on money which value is getting deprecated day by day. You need to understand that people are multiplying their money and on other hand you have holding your money for yourself.

You can choose any path of investing but any little investment you do it do is going to grow much bigger in future , it could be stock market, mutual funds, housing market, land or even in any startup company. Easiest way to put your money in mutual funds because you have low risk low income but your investments will always has the touch of market, instead we always wait for right time.

Believe me there are some people who are doing trading and stock investment for living but off Course you will not able to do it because it needs lots of research and it’s a full time job, but what you can do it have your money as Systematic investment plan which will invest your money over the long period and you get opportunity to invest in every tread of market up down.

So have you invested yet?? But waiting for good time. 

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Expert's View | News

New Year - It's time to reset!!!

by iExpert 5. January 2017 11:50

New year started and everyone is talking about new year resolution, some have made someone has not but the part of this more interesting is it is new year and you have got chance to reset your clock on many things, I am talking about personal and professional things also other things like your tax year changed and now you have plan your taxes again, your insurance year change to you have to plan for your medical expenses. You employment year changes to you have chances to make in additional changes you desire.

Sometime I think that all these resets in life has been mandatory by government or by agency but for our mind or our thinking do we have any reset switch which we can turn off and on and say that on now start from here and forget about what happened in past and then from now on you have new dues to pay and past due to achieve. In reality we finality does not do anything like this we go through tuff time every year and our worries and hard feeling keep accumulating in our mind just like the dirt and mess got accumulates in the sink pipe, over time there is not space to run the water and it just bubbles back to the surface, what is need in reset or clean and let water flow as pervious. 

Our mind is millions and billions of memories and neuron connection which our brain makes knowingly or unknowingly, over time we have control on our mind which to keep it for long term and which is to erase of. Now you can erase of things easily but if we make use of this New Year and reset our switch on our body and erase of all the bad memories of last year, remove the bad feeling about someone, forget about wrong decisions you made in last year and just start everything with clean sheet again. Meet new people, make new mistakes, and earn new opportunities.

I know this is hard to reset on everything but as I have observed that every time you need to do something it need just one trigger and when someone pulls that trigger even it is small , it just start the flow then it increase and then it just happen , only it needs is that one little trigger. Then what is the harm to be new year on that date Jan 1 is to be your trigger for your mind and tell mind that hey start resetting my body and clean my thoughts, It will not work right away this year but at least the flow will get started and year by year your mind and brain will get train to flush himself and reset thought to clean sheet where there is plenty of space with no clogs.

So!!! what you are waiting for hit that reset switch and flush your mind.

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Expert's View | News

Holiday with family

by iExpert 2. December 2016 16:52

Family such a nice word, it puts smile on anyone's face but in reality but when someone does have family then only that person can know the importance of being a part of family; especially when there are holidays or some kind of ceremony.

This is story of Tina, Tina has been raised in the pretty decent family but since she grew up she started going in the college at different town than her family. On every vacation she use to visit her family and enjoy time with them. Initially she used to visit her family at least once in 2 month but as she got busy with her schedule that difference got bigger and she could able to make it as pervious. Everything was going well, her family was also got busy with their work and they started to have miscommunication between them.

One day Tina’s mother got sick and her father informed about that to Tina, it was month of April and Tina was studying for final exams, her sister was also away on business tour so she could not able to make it. Looking at this situation Tina decided to go and meet parent, she called her sister to ask that if she can make it, her sister finally agreed and Tina told her that she will pick up her at her office and then they will drive to their parent place.

After finishing her exam Tina got her car out, she called her sister saying she will pick up her in one hour. She dress casually and took some cloth to stay over along with some snacks from neagioring store. She reached to her sister place and picked her up, it was long time since he had seen her sister. They were best buddies of the house but now with every body’s life they really don’t get much time to see each other.

There journey started around 6 in the evening it was 7 hrs. ride back home, they both were excited to go home but there was a loneness in between them. They were hardly had any topic to talk upon. To break the ice Tina started with topic with praising her top and it also ended in few minutes. When they were quite for a hour they both realized that this is insane , one time best buddies when the talks was not ending for hours and hours , they were having so much to share about themselves now landed in the situation that they hardly can communicate . Tina’s sister started talking about their childhood and slowly they started open up and started communicated. It was dinner time and Tina asked her sister that she would like to pick up something or eat on the go. Tina’s sister talk her that she will happy if they can go to restaurant and have their dinner.

They found one decent restaurant and they settled down, they were about to order and Tina’s phone rang…..   

                                                                                                                 To be continued…………

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Expert's View

Brands!! It's not important than you

by iExpert 16. November 2016 17:54

Is this branded? Which brand?, have you heard this before yes!, I am talking about question which everyone want to say yes proudly and say the brand name, right from clothes, shoes, accessories , phones are everything you use everyday life. Somehow our social presence has been defined by the brand of cloth or accessories we use in our life, no wonder that is completely associated with the kind of money you have and everybody cannot afford to have upscale lifestyle with popular expensive brand which we use. My question is does really using branded or expensive clothes or accessories really define what you are or they are three just to brag and take an attention.

Let take a small example of kids going to the school, school can have all kind of kind coming from low or moderate income families and some from wealthy reach families. We have seen so many parent want give their kids best of everything and they buy them expensive brand cloth from ralph Lauren or shoes from Nike or some other expensive brands but they forget that there are some kids those who are coming from low to moderate income they really cannot afford to buy these kind of lifestyle, yes they still want to give best to their kids but simple they cannot. Have you ever though that what must taking those kids when they are along with kids who are wearing these famous brands and teasing them about not having it. Think of the inferiority complex these kid might face and long term effect on their mind which makes them feel dominated, I have heard some stories like kids give up going school thinking that they are embarrassed in front of other kids who are wearing very expensive branded cloth. Is this something we want to teach our kids right from their childhood? Is this the way we are creating huge valley between them and teaching those differences which we have created our self. Instead of teaching them that we all are same irrespective of anything we have. Just think.

Another point over here is , Is this branded cloths or other accessories are really worth the price they come for , why they are overprice is they want to make their brand exclusive to some class of people. I can give you another example from any corporate office and when we are dealing with another colleague in day today basis, if you entered in meeting where you are driving it and you are having best of the branded cloth, it definitely create some kind of inferiority complex in your mind which will drag you down. I must say that everybody must have gone through this once or other time.

Don’t get me wrong I am not taking that wearing or using branded things are bad but we should judge ourselves from other that what kind of brands they are using and why cannot afford it, instead go for smart shopping look for good deals and try to get what you can afford without being too crazy about comparing yourself with other on the basis of brand recognition, Also when you are buying for your kids just think once about the fellow kids who are going to join them in school.

So when you shop next time, think twice!!! What is more important? You or your brand.

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Expert's View

Get what you deserve, Race to Win. Is it always true?

by MainUser 19. October 2016 11:18

I have a great question for you Have you got everything you deserver? , I am sure 90% people will say no. Most of us once in our lives must have not got what we deserved and the only thought that crosses our minds would be ‘so what! Leonardo have also not won the Oscar despite being a brilliant actor’. This statement was such a relief for all those unfortunate lot who work hard but never got recognized for it. Leonardo was an ideal for all these people, however, now people can’t relate them to him anymore, because he is among the proud winners of Oscar. A well-deserved victory for him. With four Oscar nominations to his name, which is no less an accomplishment and winning now the golden man, this journey for Leonardo has been a long wait for the laurel. There were several memes dedicated to him for his unsuccessfulness to bag an Oscar. He made an impact on the minds of people but failed every time to make an impression on the minds of the jury, which was a much talked about topic all over the world. His atypical and versatile performances in many more were winning the hearts but not Oscars for him. Finally after when he won this prestigious award there are people who think that the reason he won the award for ‘The Revenant’ is not because he performed outstandingly but because he was due for Oscars. His better performances were not awarded and a mediocre performance as in The Revenant bagged him that much awaited prize for this skills.

Somehow this adage appears so true ‘Awards are not always for the deserved’. The institution of awards and the people at jury fail to recognize the real talent so many times. Mostly, they are influenced by some wrong perceptions or their own opinions to hail a nominee as a winner. Leonardo is one such classic case of Oscar winners/losers, where in, the jury never acknowledged him for his out of the box lethal performances and they seem to get impressed by a mediocre performance which he had done, leading to a questionable state about the authenticity of such awards. Somehow the campaigning, PR etc. also play a deterrent role in someone’s win, it’s not just the quality of work that matters to the jury.

This year probably there was not much of a competition for Leonardo and he earned appreciation both critically and commercially making it big for himself from all directions. Oscars are awarded to veterans and established actors, as the history says people with an established fame get Oscars not the lesser known actors, in that view Leonardo is a name that is revered not only in Hollywood but across the globe. Leonardo would have won this award already for his film ‘What’s Eating Gilbert Grape’ when he was just 20 years old. This year Leonardo had been the only actor that fulfilled every awkward criterion to be an Oscar winner and finally this indefinable trophy got a place in his shelf. Fans are happy for him, however they kind of opinionate that this win could have come to him much before for this exceptional versatility as an actor in many more from his bandwagon. He turned indisputably inimitable plots into commercial successes but his worth got recognized through a movie in which he delivered a good performance which was far lesser than his other stalwart portrayals.

This year Leonardo did not leave any room for improvement while campaigning for The Reverent. Be it telling the world about the frozen cold of the shooting locations of The Reverent or be it telling them that they survived by eating the bison’s liver which made him sick. He made every impression telling people how much he strived to get into the character. He successfully made a mark! It became a proved notion that talent does not play a hundred percent role in one’s success, it is the advertising and branding of oneself that makes someone more acceptable by people. Masses react to aura , they go to watch their stars for substance , however they form an image behind their mind before they go for a movie or anything spectacular that captures their attention do play a substantial role in making a movie and it’s stars a hit.

awards awlays does not mean that you had great race!!

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Cinema | Entertainment | Expert's View | News

Schools System, Now and Then

by iExpert 4. September 2016 12:14

It has been very long since I left my school but still I remember each and every moment I spend in my school, now I am overseas with my family and my kids are going to in different school than what I went to. Few weeks back I attended my daughter’s first day school orientation and here is my experience.

When I reached to the orientation it was very organized, they have started the function with greeting and introduction which kept me stunted when they started to introduced that here is our kindergarten teachers, yes that what we all had and then there is speech therapist, then there is carrier consular then there is a full time nurse and doctor then there is nutriologist. There is sports teacher, there is an art teacher, there a music teacher then there is physical health teacher and list just goes on. This was elementary school yes from K to 5th grade but the amount of facilities they have it is out of the chart. When I compare this to my school, we just had a PT teacher and Drawing teacher apart from the regular subject teachers.  

When I look around with the today’s school system it just surprise me , yes in good way that now a day kids and so much to explore , so much to learn and they get right guidance, they get to choose what they want to do. I still remember that I use to do good painting while in the school but I have never been supported or promoted to do more of it instead I have been discourage that, is that you are going to do for rest of your life, even the sports was just for sake and I don’t remember I have played or got chance to play any games. The story might be different for different people but somewhat same around the school system in work. There is no place for art or sports, only studies and grades are the benchmark for the student’s ability to success in the life. How we are going to create artist or good sportsman if we are not focus on it. How are going to address he issue of kid which has been going in depression. How are going to keep their medical needs. School back in India need to answer these questions.

 

I don’t know the current situation in Indian school but if they have changed over the time then it is really commendable but if they are not which I think they have not then there should be someone who should be looking into it, we are building our next generation and they will be responsible for coming each and every generation, if you could able to pass the right message then they will pass whatever they have learned and I will be keep happening. We should take our time and think a bit that how we want our next generation to be.

What we need is a change!!

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Expert's View | Sports

Today's Reality Shows: Boon or Bane?

by iExpert 9. January 2016 16:24

It was way back in the year 2007 when Shilpa Shetty and Jade Goody had a heated argument on a popular reality show of Britain and it took a sudden rage of racism and community biases to create a new furor internationally and people came out of their closet to support Shilpa Shetty, most of them were the Indian diaspora. The television reality show not only boosted its popularity but it also sent out a very strong message of a united nation, a nation that thrives on its cultural diversity. A scripted set up, all celebrity contestants and some weird concept of showing either the talent, bravery or the art. Be it a dance show or a thriller or a music contest the popularity in any form is more than the fictitious soap opera. Although these shows were initially carved out for creating a definite segment of the entertainment and the end goal was to make business out of them, however with the increasing number of such shows and the wider range of audience who can watch them without any censored content, that, they have become a paradigm. The quizzes and the talent shows are most popular of the bandwagon. These reality shows are all about common man, his relationship with the stars whom he adores and worship and his relationship with another common man who go ahead and become a star. The participants gain publicity both positive and negative, which largely is the work of their display of their own character. The stand-up comedians are household names now, as they somehow pulls the viewers from their monotonous lives and soak the audience in their mirth and jokes. People like to be tickled and enjoy the happiness flowing in their living rooms at just a click of a button. 

The viewers not only feel connected with a particular performer or participant, because he/she had risen from amongst them, but they start associating themselves with that person and gradually that larger than life image of a common man rule the hearts. The audience love and loathe a participant with all sincerity of their emotions. The digital media thrives on this and they create and destroys the image of the person or a show. Sometimes, the emotions exhibited by the contestants are fake, scripted and totally to gain TVTs for the show. The pretentious sentiments are like a bait to get more viewership and to gain a soft corner in the audience’s heart, with all the tears and frenzied debates. The audience are bound to take sides and vote them and stand up by them, albeit they are unaware about the trap they were thrown into. Sometimes it is not only the audience but the organizers of these shows who find themselves in the deep down controversies which may take an international shape at times when the governments have to intervene to protect the rights of their citizens on the show. The entire game to attain popularity by the show and by the contestant takes a bad turn when either or both of them try to manipulate the situations and capitalize on them leading to a bad image. Reality shows are about realistic attributes like courage, determination and poise in extreme circumstances, sometimes a participant wins the heart of the audience by losing the game and rises to fame manifold whereas the winner fails to create an impact. The reality T.V. shows have made it a possibility for a common man to become a star and enjoy stardom with his/her talent. The phenomenon of becoming a star has changed altogether with the advent of reality shows. It has given the short lived and fake stars to us as well as talented and versatile stars which could have been lost in the crowd otherwise. The entertainment industry is going through a transition from soap opera and fictitious plots to hardcore reality. The reality is prevailing and so are the people who are the outcome of this set up. This concept has yielded a lot and has taken a lot too with its ugly side being so devastating for the sentimental audience. TV reality shows have gained a substantial segment in the industry as they are the shows that are run by the common man from the audience.

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Expert's View | Television